An insured has a $25,000 whole life insurance policy with a cash value of $6,000. Under the extended term nonforfeiture option, what is the amount of insurance available to the insured?

Under the extended term nonforfeiture option, the cash value of the life insurance policy is used to purchase a term life insurance policy for the same face amount as the original whole life insurance policy. In this case, since the original whole life insurance policy has a face amount of $25,000, the extended term option maintains the same coverage amount.

Therefore, under the extended term option, the insured retains the total insurance amount of $25,000 but shifts from a whole life policy to a term insurance policy using the cash value of $6,000 to pay for the premium of the new term policy. This arrangement allows the insured to continue having significant coverage without a lapse in insurance benefits.

This highlights that the key feature of the extended term nonforfeiture option is to ensure that the insured retains the full face amount of coverage, which is $25,000 in this case. The cash value does not determine the amount of insurance available but rather serves as a means to facilitate the purchase of the term insurance.