Which of the following is not a condition that must be met for an accidental death benefit to be paid?

The correct answer is that a job-related injury is not a condition that must be met for an accidental death benefit to be paid. Accidental death benefits are designed to provide coverage for deaths resulting from unforeseen and unexpected external events, but they are not limited to situations involving job-related injuries. The criteria for payment typically include that the death must occur within a specified time frame, meaning there is often a limitation on how long after the accident the death can occur for the benefit to be applicable. Additionally, the cause of death must result from an external factor, which is central to determining eligibility for accidental death benefits. Lastly, it's essential that the insured was covered under the policy at the time of death, ensuring that a valid policy existed to trigger the benefits. Therefore, the focus on job-related injuries is not a prerequisite for the payment of accidental death benefits in Massachusetts insurance law.